How Apex Recovery Group Works

A clear, transparent process from placement to payment — no surprises, no upfront cost.

No Recovery, No Fee
Licensed & Bonded Nationwide
Accounts Activated Within 24 Hours
Diplomatic — Protects Relationships
B2B Commercial Specialists Only
The Process

Step by Step

Here's exactly what happens when you place an account with us.

01

You Submit Your Accounts

Complete our secure online form with your debtor's information and upload copies of unpaid invoices. The more documentation you provide — signed contracts, purchase orders, prior communications — the stronger your claim. We accept placements by form, email, or spreadsheet.

02

We Review & Activate Within 24 Hours

Every account is reviewed within 24 hours. We confirm claim details, assess collectability, and assign a dedicated collector. You receive a confirmation email with your account reference number and client portal login.

03

Professional Outreach Begins

We contact the debtor professionally by phone and mail — leading with a diplomatic, business-to-business approach. We give debtors a clear opportunity to pay or arrange a payment plan before escalating. This protects your relationships while making our position clear.

04

Escalation If Needed

If the debtor is unresponsive, we escalate — issuing formal demand letters, conducting skip tracing, and referring to our legal network when litigation is warranted. We keep you informed at every stage and get your approval before taking legal action.

05

You Get Paid

When payment is received, funds are processed and remitted to you promptly. Our contingency fee is deducted from the recovered amount — you never write us a check unless we successfully collect. Detailed remittance statements provided with every payment.

Pricing

Simple, Transparent Fees

No upfront costs, no retainers, no hidden charges. Our contingency fee is based solely on what we recover.

Standard

25–30%
Of Amount Recovered

Accounts under 12 months old with solid documentation. Best rate, fastest recovery.

Aged Accounts

35–40%
Of Amount Recovered

Accounts 12–36 months old or limited documentation. Recovery still possible with intensive effort.

Complex / Legal

Custom
Quoted Per Account

Disputed accounts, litigation referrals, multi-debtor portfolios. Contact us for a quote.

All fees contingency-based. You pay nothing unless we collect. Rates confirmed before account activation.

Ready to Recover What You're Owed?

Get a free consultation and find out how much of your outstanding AR we can recover — with zero upfront cost.

Free Consultation Place an Account